Our Story
A & G Collective was founded on a simple principle: Berkeley's business community deserves better than one-size-fits-all lending. Our founders saw talented entrepreneurs, established businesses, and innovative collaboratives being turned away by traditional banks or offered predatory terms.
We built A & G Collective as an alternative—a direct lender that understands the unique rhythm of Berkeley business. We're not venture capital looking for unicorns. We're not a bank requiring decades of history. We're structured capital for real businesses doing real work in our community.
Since our founding, we've deployed millions in flexible financing to Berkeley businesses, helping them purchase equipment, expand operations, manage cash flow, and weather uncertainty. We measure our success not in percentage points, but in the businesses that thrive.
