We believe every business deserves access to the capital it needs to grow, adapt, and succeed.
A & G Collective is a financial services firm based in Berkeley, California, specializing in working capital solutions, business funding, and revenue-based financing. Founded by Gerad Reyes, we are driven by a simple mission: help business owners access capital quickly, fairly, and transparently.
We understand that traditional lending often fails small and mid-sized businesses. Lengthy applications, rigid terms, and impersonal service leave too many entrepreneurs without the support they need. A & G Collective exists to bridge that gap.
To empower business owners with flexible funding solutions that align with their revenue, goals, and growth trajectory. We take the time to understand each client's unique situation and match them with the right capital product — no cookie-cutter approaches, no hidden fees.
Our streamlined process gets you from application to funding in days, not weeks. We respect your time.
No hidden fees, no fine print surprises. We walk you through every detail before you commit.
Every business is different. We customize funding structures to match your cash flow and revenue patterns.
You get a real person who knows your business. Our team is with you from application through repayment.